Benefits of mortgage insurance to lenders

Mortgage insurance benefits residential lending activities in a number of significant ways:

Effective transfer of risk

As a provider of mortgage insurance solutions, QBE MI Asia reduces the credit risk associated with its customers’ residential home loan portfolios.

Growth in new markets

Mortgage insurance enables lenders to extend their client base to include customers that would otherwise be beyond their acceptable risk tolerance or regulatory constraints. Mortgage insurance is typically acquired on all home loans with high loan-to-value ratios, enabling lenders to access new customers and expand their portfolios without adding significantly more risk.

Sharing of expertise

QBE MI Asia specialises in assessing and managing home loans that are a higher risk than most home loans in a lender’s portfolio. QBE MI Asia’s experience gives customers confidence about achieving good outcomes.

QBE MI Asia provides efficiency, value, choice and flexibility to clients.